FIND THE
    RIGHT BANK
    BEFORE YOU APPLY.

    Discover loan offers you are actually eligible from 15+ leading banks without impacting your credit score.

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    100%1k+ Users₹250Cr+ Loans
    Lending Partners

    TRUSTED BY OVER 15+ PREMIUM BANKS & NBFCs

    Axis Bank
    IDBI Bank
    HDFC Bank
    Union Bank
    State Bank of India
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    Standard Chartered
    IndusInd Bank
    RBL Bank
    ICICI Bank
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    Tata Capital
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    L&T Finance
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    Aditya Birla Finance
    Federal Bank
    Financial Planning

    Calculate & Evaluate

    EMI Calculator

    ₹1 Lakh₹50 Cr

    Five Lakh

    1%36%
    6 Mo30 Yrs
    Monthly EMI₹16,251
    Σ
    Total Payable

    ₹5,85,044

    Per Day Equivalent

    ₹542

    Principal

    ₹5,00,000

    85%

    Interest

    ₹85,044

    15%

    EMI (Equated Monthly Installment)

    A fixed payment amount made by a borrower to a lender at a specified date each calendar month.

    Principal Amount

    The original sum of money borrowed in a loan. This is the amount you actually receive.

    Rate of Interest (ROI)

    The percentage of principal charged by the lender for the use of its money. Usually expressed as an annual percentage.

    MCLR

    A methodology used by banks in India to determine interest rates for loans. It's the minimum interest rate below which a bank cannot lend.

    Repo Rate

    The rate at which RBI lends money to commercial banks. Changes in repo rate affect your loan interest rates.

    Processing Fee

    A one-time fee charged by lenders for processing your loan application, typically 0.5% to 2% of the loan amount.

    Prepayment Calculator

    Twenty Lakh

    (10.0 Yrs)

    Two Lakh

    16%Saved

    Tenure Reduced By

    19 Months

    1.6 years off your original 10.0-year term

    Interest Saved₹3,24,38026.2% Less Interest Overall
    New Total EMI₹26,987
    New Total Tenure101 Mo

    Base Interest

    ₹12,38,440

    New Interest

    ₹9,14,060

    Pryme Loyalty Club

    Rewards Calculator

    Enter your loan details to see the exciting rewards and offers you can earn with top lenders.

    ₹
    Enter amount between ₹1,00,000 - ₹5,00,000,000
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    Your information is 100% secure and confidential

    Best Rewards

    Compare and choose from top lender offers

    Quick & Easy

    Get results in seconds and save time

    Credit Score Hacks

    INSIDER KNOWLEDGE

    Data sourced from CIBIL TransUnion, RBI guidelines, and top-tier Indian bank risk frameworks.

    The Process

    Four steps to yourbest loan offer.

    No branch visits. No waiting rooms. Just a streamlined digital process from application to disbursal.

    01

    Digital Application

    Complete our intelligent form in under 5 minutes — no branch visits, no paperwork.

    02

    Instant Eligibility

    Our engine calculates your eligibility across 15+ banks in real time.

    03

    Smart Matching

    Get offers from multiple banking partners tailored to your profile.

    04

    Rapid Disbursal

    Choose your best offer and receive funds.

    Your Privacy Protected

    Why Trust Us?

    "Your privacy is protected in accordance with RBI guidelines and the IT Act (PII standards). Your data is securely processed, used only for bank matching. We do not sell or share your personal information."
    Verified Success

    Don't just take our word for it.

    Real stories from people who found better rates, faster approvals, and zero hassle.

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    Finally, a lending platform that actually feels trustworthy. No hidden charges, no pressure tactics. Just a clean, transparent process.

    Neha Gupta

    Marketing Director

    The EMI calculator and instant comparison table saved me hours of research. I could see exactly what each bank was offering.

    Vikram Singh

    Architect

    Fastest loan process I've experienced. Everything was digital, no paperwork needed. Funds were in my account the next day.

    Sneha Reddy

    Software Engineer

    Saved over ₹80,000 in processing fees alone. The system matched me directly with the bank that best suited my credit profile.

    Amit Patel

    Retail Business Owner

    What surprised me was zero spam calls afterwards. I got 4 pre-approved offers instantly and my details were kept completely private.

    Priya Desai

    Doctor

    Got a 50L loan approved in just 4 hours. The rates were actually 2% lower than what my bank offered directly. Very smooth experience.

    Rahul Sharma

    Tech Entrepreneur

    Slide to explore reviews

    Pryme Insights

    Financial Intelligence

    Frequently Asked Questions

    What is PRYME?

    PRYME is a loan discovery and comparison platform that helps you find the most suitable loan offers from multiple trusted banks and financial institutions based on your real eligibility. We make borrowing transparent, simple, and spam-free.

    Is PRYME a bank or a direct lender?

    No. PRYME is not a bank or NBFC. We partner with leading lenders to help you compare loan options and apply to the one that best matches your eligibility.

    How does PRYME work?

    Answer a few questions about your financial profile. Our eligibility engine compares your information against multiple lenders and shows the loan options you're most likely to qualify for.

    Is using PRYME free?

    Yes. PRYME is completely free for borrowers. We never charge you for comparing offers or checking your eligibility.

    Will checking my eligibility affect my credit score?

    No. Checking your eligibility through PRYME does not impact your credit score. We perform a soft eligibility assessment before you decide to apply.